How to make CASCO

CASCO is a voluntary third party liability insurance. Practice shows that it is better not to save, and get the insurance policy. How to do this, read below.

Instruction

Difficulty level: Easy

step 1

Decide on need. Unlike MTPL, CASCO is purely voluntary. CASCO provides undeniable advantages to its owner. First, in the presence of the hull you receive compensation, even as the culprit. Secondly, CASCO involves a greater number of insurance cases: whether it be falling on the car, or even changing the situation in the cabin. And thirdly, if CTP total disbursements under the insurance policy does not exceed 400 thousand rubles, in CASCO they reach and even exceed 1 million.

2 step

Fill in. The procedure is similar to the CTP. Required documents similar (statement of conclusion of the contract, passport or other document proving your identity, the certificate of registration of the legal entity (if you face legal, of course), technical passport of the vehicle, driving license and proof of ownership of the vehicle). The calculation of the cost of the policy is based on many factors: the type and brand of car, experience and age of the driver (if insurance written several drivers, the price of the policy is calculated based on the worst rate, so if there is no need to write not very experienced drivers, it is better not to do), the presence/absence of anti-theft system, deductibles and so forth. And, of course, be careful when drawing up the contract, read it thoroughly.