How to make CTP

CTP is a mandatory third party liability insurance. To drive a vehicle without it prohibited. Therefore, every car owner should have an insurance policy OSAGO. How to get it, read below.

Instruction

Difficulty level: Easy

step 1

Calculate the cost. CTP - binding contract of insurance. So whether you want it or not, it will have to conclude. Calculate how much it will cost you. To do it on the website any insurance company (http://www. osago-ws. ru). The cost of the policy depends on the brand of the car, power of the engine, age and experience of the driver and the period of accident-free driving. If last year you got into a accident, you are entitled to a discount of 5%if the same had been in this unpleasant situation, you have to pay 55% for one accident and 145% for two.

2 step

Go to the insurance company. But before you go there, you first have to choose. Look online, ask around from friends, where better and cheaper. When the selection is finished, go to the company. Take a statement of conclusion of the contract, passport or other document proving your identity, the certificate of registration of the legal entity (if you face legal, of course), technical passport of the vehicle, driving license and proof of ownership of the vehicle. In addition, many insurance companies provide the option of applying for insurance through their site.

3 step

Be careful.

For anybody not a secret that the contract should be read carefully. Especially the fine print. Be attentive to the nuances: fire and arson different things. If your car is insured against fire and burned him, any compensation you will not receive. Same thing with theft: if your car was stolen, and after 2 meter hit a pole and ran away, stealing as such did not take place and the compensation you will not receive. Note whether the cost of a franchise in the cost of insurance as a refundable damage: repair or cash, and does it shock-absorbing damage.